Reconciliation Patterns
8 core reconciliation patterns
TransactIG implements named matching patterns that correspond to specific transaction flows in Indian business. Each pattern is configurable, not hardcoded — and composable across industry use cases.
01
Invoice with TDS
Match invoices against net-of-TDS payments across all deduction sections
Healthcare IT Services Hotels & Hospitality
02
Platform Settlement
Reconcile OTA, marketplace, and aggregator settlements against booking records
Hotels & Hospitality Logistics & Transport Healthcare
03
NACH Batch
Match NACH mandates and bulk payroll credits against individual account records
NBFC & Lending
04
Statutory Challan
Reconcile TDS challans (Form 26AS) against deduction records
NBFC & Lending IT Services Healthcare
05
Multi-Invoice Aggregation
Match a single bank credit against multiple outstanding invoices
IT Services Healthcare Logistics & Transport
06
Retention Money
Track retention holdbacks and release against project milestones
07
Cash to Bank
Match POS, UPI, and cash collections against bank deposits
Hotels & Hospitality
08
Forex Reconciliation
Match foreign currency receipts with exchange rate variance isolation
IT Services
Patterns are composable
A single business deployment of TransactIG typically combines 2–4 patterns. A hotel uses Platform Settlement (OTA payouts) + Invoice with TDS (corporate billing) + Cash to Bank (POS collections). An NBFC uses NACH Batch (EMI collections) + Statutory Challan (TDS) + Invoice with TDS (interest income).
Healthcare
→ Invoice with TDS
→ Platform Settlement
→ Multi-Invoice Aggregation
NBFC & Lending
→ NACH Batch
→ Invoice with TDS
→ Statutory Challan
Hotels
→ Platform Settlement
→ Cash to Bank
→ Invoice with TDS
Which patterns apply to your business?
Terra Insight will map your reconciliation flows to the right TransactIG patterns and show you a live demo of each one.